Confused about ""Teaser Rates"", maximum annual interest rate increases and maximum interest rate for the term of the loan? This program is a version of a variable rate mortgage loan. Itwill run under Win 95, 98, Me, NT4, XP & 2000. This program demonstrates the worst-case scenario of a variable rate loan. This program also allows for an analysis of the effect of different loan rates applied over the length of the loan.

Slot_golf is a 5 Reel X 20 payline video slot machine with sounds and a golf theme. You can play up to 20 lines at a time and up to maximum bet of 400 coins per spin. If you get 3 or more "golfballs" 15 free spins are triggered. Can be played in full screen mode if desired. Returns on average 90% to player.Doubleup and save Player options are included in the registered version.

Photo Screen Savers bring you a new dimension in presenting pictures. Enjoy the variety of birds species. Five different full size pictures appearing on your screen will give you the opportunity to take a close look at their beauty. You will find amazing photos of many species, from gracious flamingos to great eagles.

41 photos from the beautiful country of Austria. Use this versatile screen-saver engine which rotates 41 amazing photos of Austria and an optional soundtrack of MIDI-based tunes. Features include your choice of up to 23 transition effects, Microsoft Plus! support, the option to show images full-screen or at original size, plus the ability to set the delay between slide changes. Also included is a tray-based utility

St. Augustine, Florida - The 'Nation's Oldest City'. Any historical buff is sure to enjoy these amazing photos. Gaze at the Spanish architecture, the religious artifacts, and the plethora of statues. Includes 20 full-screen [1024x768] photos and four songs. Configuration options include: image previews, stretch images to full screen, enable/disable specific transition effects, use your own songs, and more.

The first software in the world designed for indirect assessment of site indexation in search engines, for revealing unindexed pages, and for creating a list of pages that contain links to your site. RankSpy can extract from search engines (from 20 countries!) the following link sets for any specified domain: list of your site pages indexed by search engines and list of pages that contain links to your site.

Business plan projections for new/substantial businesses (e.g. sales $3m plus). For business plans, budgets, strategic planning, raising finance etc. Exl-Plan generates fully-integrated seven-year projections (P&Ls, cashflow statements, balance sheets, ratio analyses etc.) on a monthly basis for initial three years and quarterly thereafter. Other versions and editions also available.

I Want To Play Guitar is a unique new way to learn the guitar - it's the next best thing to having a personal tutor right there in your living room! The courseware for each guitar lesson includes a short video and a workbook packed with extra information, exercises and time/speed tests to help you track your progress. You can download and use the first TWO lessons absolutely FREE. Three additional lessons can be optionally purchased.

SmartSMS enables you to send Picture Messages, Caller Group Graphic, Operator Logos, Ringtones, EMS messages and FlashSMS direct from your PC to a GSM phone. SmartSMS can use, - Modem (dial-up direct to an operator that support the UCP protocol) or - Phone or GSM modem connected to your PC through Cable/IR/Bluetooth or - Internet (TCP/IP)

The Export Manager converts AutoCAD drawings into more than 75 raster and vector formats (bmp, emf, gif, jpg, pdf, png, swf, svg, tif, wmf ...). With several options the graphic can be modified comfortably (size, lineweight, colors...). A preview displays the graphic. Afterwards the drawing can be exported to the Clipboard or to one of the 75 provided formats. Please visit www.somaxx.com to download setup files for other AutoCAD versions.